Auto Insurance

Car insurance is a necessity for it helps to maintain the car and also meets the emergencies. Car insurance gives you the confidence to drive fearlessly on the roads. Now with so many car insurance companies vying for customer base in the market, it is quite perplexing to look out for the right insurance company and scheme, which fulfills your requirement and is cost effective. There is a lot of difference in the offerings of the different companies.

Car insurance provides protection to the car’s owner against third-party liabilities, theft or damage to the car. It also provides cover against accidental injuries.There are two types of car insurance. 1. Third Party only. 2. Comprehensive or Package policy. Comprehensive car insurance not only protects you against third party liabilities but also helps you avoid unnecessary expenses that might occur due to accidents or theft.

We at moneyduniya.com assist you in this endeavor of car insurance. You fill a simple online form, and your specific requirements and then our expert team will work on it. We bring the best and the most competitive cost quote and benefits of all insurance companies under one roof. Comparative analysis of quotes from the leading car insurance brands will make your choice easier and accurate. Usually it is noticed that car insurances is a significant expense, and worth spending 5 minutes on if you can save upto 40%, and get a better product and service.

AUTO INSURANCE

How to Prevent Vehicle Theft

Vehicle Safety and Maintenance

Child Restraint Safety

Road Safety

Airbags and Seatbelts

Drinking and Driving

Cell Phones and Safety

Preparing for Winter Driving

What to Do When You Are Involved in an Accident

How to Prevent Vehicle Theft

Although you can not ensure your vehicle will not be stolen you can take a few easy steps to prevent the likelihood of it happening, by making it more difficult for a thief to steal your vehicle and its contents.

  • Always lock your vehicle.

Never leave your keys in the vehicle.

  • Turn off your ignition whenever you leave your car.
  • Avoid parking on the street.
  • Conceal items left in your car, keep things in the trunk and never leave money or compact discs in the open.
  • Whenever possible, park your vehicle in a well-lit, well-guarded, highly visible area.
  • Ask your neighbours to watch out for your vehicle and do the same for them.
  • Install an anti-theft deterrent such as car alarms or an ignition disabler.

For tips and more information to help you avoid having your car broken into or stolen please contact the appropriate industry organization in your area.

Vehicle Safety and Maintenance

  • Read your vehicle owner’s manual to understand its maintenance needs.
  • Maintaining your vehicle according to the manufacturers recommended maintenance schedule will go a long way in extending the life of your vehicle and spotting minor problems before they become major repairs.
  • Have your vehicle checked by a qualified mechanic whenever you notice a change in braking or handling.
  • Consider taking a recognized driver safety course.

Brakes

Your brakes are obviously one of the most important components on your automobile. Proper care and regular maintenance is essential to protect both yourself and others from the potential harm caused by faulty brakes. Some signs that your brakes may be failing or require maintenance include:

  • The brakes squeal, grind or bang when applied. If this occurs you should immediately have your brakes checked.
  • The car pulls to one side when you apply the brakes.
  • The brakes stick or a loss of engine power when you are driving . Your brakes may not be releasing properly which can lead to total brake loss.
  • The brakes grab when lightly applied. This could be caused by loose or broken brake parts
  • The brakes need a lot of pressure to work or the pedal needs to be near the floor before it works. This may be a sign that your brakes are worn and replacement is necessary
  • The brake pedal, steering wheel or entire car vibrates when you step on the brakes

Child Restraint Safety

  • It is important to install a child’s restraint seat properly in order for it to be effective.
  • Read the manufacturer’s installation instructions thoroughly.
  • Many police departments have programs to help with proper installation.

For tips and information regarding child seat safety please contact the following organizations:

  • Transport Department
  • Safety Council

Road Safety

Road safety is an important issue on today’s crowded roadways. For statistics and information regarding road safety and its impact on social and medical costs please contact Transport Department

Airbags and Seatbelts

Airbags have been the topic of much discussion since they have become a standard feature with newer automobiles. For information and guidelines pertaining to use and safety issues of air bags please contact the following organizations:

    • Transport Department
    • Safety Council
    • Insurance Regulatory Authority of India

Drinking and Driving

Drinking and driving has been the cause of many unfortunate accidents resulting in serious injuries and loss of life on our roadways. The following organizations can provide statistics and information pertaining to drinking and driving:

    • Transport Department
    • Safety Council

Cell Phones and Safety

Cell phones can be valuable equipment in a car when you need to call for assistance. However, they can also be a distraction if they are used while driving, and many jurisdictions are considering restrictions on cell phone use while driving.

For safety’s sake, don’t use your cell phone while driving. If you need to make a call, stop your car safely away from traffic before picking up the phone.

    • Transport Department
    • Safety Council
    • Insurance Regulatory Authority of India

Preparing for Winter Driving

Canadians know that winter driving can be treacherous at the best of times. The following organizations can provide tips and information to help you prepare yourself and your vehicle for safe winter driving.

    • Safety Council
    • Transport Department

What to Do When You Are Involved in an Accident

Being involved in an accident can be a very stressful event. To help you protect both yourself and your interests, we have provided some basic hints:

    • Call the police immediately, and an ambulance if necessary.
    • Do not admit liability.
    • Record details of the accident including date, time, location, a description of the accident, any injuries, and any charges laid.
    • Record details concerning the other party and vehicle such as owner’s name and address, phone number, and vehicle year, make and model.
    • It is very important to obtain the insurance information of the other driver. This includes the name of the insurance company and the policy number and the name of the broker or agent.
    • Obtain a copy of the police report from the attending officer as this will have the accident report number for future reference.
  • These tips are general rules of thumb only, and may not fit all situations. For the definitive word, contact your insurance broker for more information.