Documents Required

Documents Required for Personal Loan

Important documents to be submitted while applying for personal loans

  • Completed loan application
  • 2 Passport size photographs
  • Statement of Bank Account/ Pass Book for last six months
  • Proof of residence (photo copies of recent Telephone Bills/ Electricity Bill)
  • Proof of identify (photo copies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
  • IT returns for the three years for self-employed professionals
  • Form 16/IT returns for the last two financial years for salaried employees

Documents Required for Salaried Individuals

  1. Valid Proof of Applicant’s Identity (any one of the following):Voter ID Card/Passport/PAN Card/Driving License¬†along with Aadhar Copy.
  2. Proof of Residence (any one of the following):Ration Card/Passport/Utility Bill
  3. Proof of Age (any one of the following):Voter ID Card/Passport/PAN Card/Driving License
  4. Income Proof:Latest 3 month’s Salary Slips and Form 16.
  5. Job Continuity Proof:Current Employment Certificate or Current Job Appointment letter and Experience Certificate
  6. Bank Statement:Latest 6 month’s statement from bank
  7. 1 Passport size color Photograph
  8. If there are existing loans submit Payment Track Record and sanction letter

Documents Required for Self Employed Professionals

  1. Valid Proof of Applicant’s Identity (any one of the following):Voter ID Card/Passport/PAN Card/Driving License along with Aadhar Copy.
  2. Proof of Residence (any one of the following):Ration Card/Passport/Utility Bill
  3. Proof of Age (any one of the following):Voter ID Card/Passport/PAN Card/Driving License
  4. Office Address Proof:Property Document/Maintenance Bills/Utility Bill
  5. Office Ownership Proof:Property Documents/Maintenance Bill/Electricity Bill/GST
  6. Business Existence Proof:3 years old Salary Statement/Shop Establishment
  7. Income Proof:Latest 2 years Income Tax Returns including Computation of Income/P&L Account/Balance Sheet