Interest Rates

Personal Loan Interest Rates from Top Providers

BANK/NBFCInterest RateLoan AmountProcessing FeesForeclosure ChargesLocking PeriodTenure
IDFC Bank11.69% – 15.00% Per Annum1Lakh to 20Lakhs1.5% of the loan amountAllowed after 1 EMIs, 2 – 2.5% of outstanding amount3 Months3 to 60 Months
HDFC Bank10.99% – 20.00% Per Annum50k to 40LakhsFrom Rs. 1500/- Up to 2.5% of the loan amountAllowed after 12 EMIs, Prepayment charges vary by year: 2nd year – 4%; 3rd year – 3%, after 3 years – 2%1 Year12 to 60 Months
ICICI Bank10.99% – 17.99% Per Annum50k to 25LakhsFrom Rs. 999/- Up to 2.0% of the loan amount and applicable Service TaxAllowed after 6 EMIs, up to 5%6 Months12 to 60 Months
Bajaj Finserv12.00% – 16.00% Per Annum1Lakh to 20LakhsUp to 2.0% of the disbursed loan amountFor Flexi Product 0% and Normal PL Upto 4%1 Month12 to 60 Months
Kotak Bank11.00% – 24.00% Per Annum1Lakh to 30LakhsUp to 2.50% of the loan amount and applicable Service TaxUpto 4%1 Year12 to 48 Months
Tata Capital11.49%-19.00% Per Annum75k to 20LakhsFrom Rs. 999/- Up to 2.0% of the loan amount and applicable Service TaxUpto 4%6 Months12 to 72 Months
Indusind Bank11.49% – 20.00% Per Annum1Lakh to 20LakhsUp to 2% of the loan amountUpto 4%1 Year12 to 60 Months
Capital First12.00% – 35.00% Per Annum1Lakh to 15LakhsUp to 2.0% of the loan amount and applicable Service Tax5% of principal outstanding1 Year12 to 60 Months
Fullerton17.25% – 35.00% Per Annum65k to 20LakhsUp to 3.5% of the loan amountUpto 4%6 Months12 to 60 Months
IIFL12.00% – 20.00% Per Annum1Lakh to 20LakhsUp to 2%Upto 5%9 Months12 to 60 Months
RBL Bank14.00% – 20.00% Per Annum1Lakh to 20LakhsUp to 2.0% of the loan amount and applicable Service TaxUpto 2.0 to 4.0%1 Year12 to 60 Months
*The figures provided in the table are indicative subject to change from time.

Types of Personal Loan:

  • Personal Loan for Home Improvement
  • Personal Loan for wedding
  • Personal Loan for Travel
  • Fresh Funding
  • Top Up Personal Loan

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